The complete identity operating system

Alloy helps top banks and fintechs make better decisions using a single API and dashboard to manage KYC/AML, fraud, and more.

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Approve More Good Customers

Increase customer conversion and improve the customer experience by increasing auto-approval rates.

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Stop Fraud with Better Data

Fight ongoing payments and account takeover fraud in one unified system without impacting the customer experience.


Expertise to Ensure Success

Alloy powers top 20 banks and the biggest names in fintech. Our team will ensure you never get stuck or fall behind.

Integrate Alloy anywhere you open an account to unify and future-proof customer decisioning.

Manual reviews decrease customer conversion and leave your company open to social engineering fraud attacks. We solve this successfully with our system by making decisions about customers in milliseconds.

Automatic decisioning powered by an advanced configuration and modeling engine.

Keep vendors you like and add more data with the click of a button. Our list of 60 data sources covers all of the most popular names in identity, document verification, credit data, and risk. Then write rules in an intuitive interface to control how you onboard customers, flag risky or suspicious transactions, detect account takeovers, and more.

Alloy is the centralized system for all your compliance and analytics needs.

Our dashboards offer an integrated system, centralizing case management, alerts, decision audit trail, and reporting. Compliance loves the level of transparency we bring to the decisioning process, while growth loves the customer conversion improvements that come with more data and smarter decisions.

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Alloy makes it easy for financial service companies to quickly and safely onboard and manage more customers by automating the vast majority of decisions, mitigating fraud and high-cost financial risk, and reducing the burden on the back office and manual review queues.

50% reduction in fraudulent account openings

Alloy will bring you better data and help you use it more effectively to reduce 50-90% of your fraudulent account openings, without impacting the customer experience.

30% increase in application to account conversion

Customers that aren’t auto-approved are 5x less likely to activate their accounts. Grab your customer’s attention while you have it!

95% reduction in manual review applications

Stop manually reviewing the same scenarios over and over. Alloy helps you decision as much as possible automatically while triaging only edge cases to the back office.


Our clients are digitally-focused financial institutions and fintech companies, including neobanks, platform banks, rapidly scaling fintech companies, and more. Some of our clients include Radius Bank, Aspiration, Brex, and many more.

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for a free demo

We can learn about your requirements, answer your unique questions, and review ways that Alloy can help you and your organization.

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  • Alloy Raises $40M Series B

    Learn more about our latest round of funding and what this means for our customers

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